528 Belshaw Dr

Lottery Application

To be eligible for a unit, eligible households must be a “Moderate-Income Household” defined as a household that has an adjusted income that is equal to or greater than eighty-one percent (81%) of AMI and less than or equal to one-hundred and twenty percent (120%) of AMI. Income is defined as gross taxable income as reported to the IRS. To prove eligibility, the applicant must submit a letter from their lender stating the lender has completed a review of the applicant’s income and has determined that the income of the applicant qualifies within this range.

2022 HCD Income Limits
Household Size 3 4 5 6 7
Moderate Min  $118,601  $131,751  $142,301  $152,851  $163,401
Moderate Max  $182,000  $202,200  $218,400  $234,550  $250,750

Minimum household size: 3
Maximum household size: 7


While every applicant must meet the City’s basic eligibility requirements, the City of Milpitas gives some Households a lottery preference that increase the chance that they will be offered an affordable unit.

The City endeavors to make housing available for Milpitas residents, individuals who work in Milpitas, Former Milpitas residents who have been displaced, and families with children enrolled in the McKinney Vento Program at the Milpitas Unified School District (MUSD):

  • To qualify as “Employed within the boundaries of the City of Milpitas,” the person shall have been employed within the City of Milpitas for at least six months.
  • To qualify as a “Milpitas resident,” the person shall have been a resident of the City of Milpitas for at least a one-year period prior to the eligibility determination.

Proof will be required for the above preferences – for example, a copy of the applicant’s utility bills indicating residence in Milpitas and/or lease agreement, and employment verification. Preferences must be current and apply to at least one person who will be living in the household at least 50% of the time.


The following procedure describes the steps in assigning the number of lottery tickets to applicants:

  1. Each applicant receives one lottery ticket as a baseline for submitting their application.
  2. Each preference category is assigned a number of additional tickets based on the weighting for that preference category.
  3. Each applicant identifies which preferences apply to their household. These preferences are then used to determine how many additional lottery tickets each household will receive. The intent of the weighted number of tickets is to prioritize the selection of a household that meets the most of the City Council’s priorities.
Applicants Number of Lottery Tickets
All applicants Receive 1 lottery ticket
Milpitas residents Receive 5 additional lottery tickets
Former Milpitas residents who have been displaced Receive 3 additional lottery tickets
Households with children enrolled in the Milpitas Unified School District (MUSD) that have inadequate housing as defined in the federal McKinney-Vento Homeless Assistance Act Receive 3 additional lottery tickets
Applicants employed within the boundaries of the City of Milpitas Receive 1 additional lottery ticket



Applicants must submit a loan pre-qualification letter from a qualified mortgage professional as part of their lottery application submittal. The pre-qualification letter must include:

  • Name all adults aged 18 and older in the applicant’s Household
  • Be dated within 120 days of the applicant’s application
  • Contain a maximum loan amount

You are welcome to use a lender of your choosing. Please be sure they are knowledgeable loaning on BMR units. If you need a referral, you may contact one of the lenders listed below to assist you with pre-qualification:

Maria Pineda
NMLS ID: 1208990
Mortgage Advisor, CRA Mortgage
T: 408.769.8245 M: 408.606.9330

Glenda Queensbury
Bayview Residential Mortgage
1777 Hamilton Ave., #1120 San Jose, CA
Mobile (408) 921-2257 Efax: (408) 715-0278

Please note, that the City encourages the lender to provide the closest estimation of the household income and maximum loan amount without processing a hard credit inquiry.

All selected buyers MUST complete a first time homebuyer education class as a condition of closing. To learn more or register for a class, please visit this link.

Be prepared to submit the following documents along with your application:

1. W2 for all adults earning income
2. Lease Agreement
3. Proof of residency (utility or other bill)
4. Proof of working in Milpitas (paycheck w employer address)
5. 3 consecutive paycheck stubs for all adults earning income (please provide social security income statements as well)

All applications must be received and FULLY COMPLETED by Tuesday September 6, 2022 by 5pm. Any applications that are not fully completed or missing supporting documentation will be deemed incomplete and ineligible to participate in the lottery.